New to the Country and Need Credit?
Technology Credit Union now offers CreditStart, an exclusive program designed to assist employed individuals who are new to the United States with limited or no credit history.
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Visa® Credit Cards
Tech CU gives you the credit you deserve. Just three months’ U.S. employment and a minimum monthly income of $3,000* could qualify you for a Visa credit card with a limit up to $5,000!
How to apply
Visa Credit Card applications must be submitted in person at a Tech CU Financial Center. Do not apply online.
The remaining paperwork has to be completed in person at a Financial Center. Please be sure to bring proof of one of the following: U.S. issued SSN, U.S. Tax ID number, Passport (can be non-U.S. passport), Alien I.D.
You can expect a decision on your credit card account within 30 days of submitting the application at a Financial Center.
Pre-Owned Auto Loans
If you have proof of two years' employment (including outside of the U.S.), you could drive home with a pre-owned car financed by Tech CU! Please contact us to find out the details regarding the minimum income requirements for your situation.
We finance 80% of Kelly Blue Book Wholesale Value with no extras, and require 30% downpayment.
Application and discounts
Ask a Tech CU Financial Center representative how to apply and how you can qualify for additional auto loan rate discounts through Relationship Rewards.
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*Rates and terms subject to change without notice. Additional conditions and restrictions apply. All loans require Tech CU membership and credit approval. VISA credit card application package must be submitted through a Tech CU Financial Center.