First-Time Homebuyers
Buying a home is a big leap forward for most Americans. For many, it is the foundation of their lives, providing security and emotional comfort. Besides, owning a home is a significant long-term investment, so choosing a mortgage that fits your budget and lifestyle requires careful consideration. Compare our Mortgage Loans
Down Payment & Loan Options
In the past, saving money for a down payment on a home was often the largest obstacle to home ownership. Today, at Tech CU, qualified homebuyers may choose to make a minimal down payment or no down payment at all, while taking advantage of other money-saving options:
- Variety of 95% financing programs
- Loan options requiring only a small down payment.
- No points/no cost loans options to help bring down initial costs
- Interest Only versions of our most popular mortgages available
- Special assistance programs for first-time homebuyers available in many California counties. Check your county's website for details.
Try out different mortgage scenarios on our Rate & Payment Calculator.
Personal Attention
Tech CU has a professional team of experienced Mortgage Consultants available to take you through the mortgage process step-by-step. For more information or to apply, speak with a Tech CU Mortgage Consultant at (408) 451-9111 or (800) 553-0880, or recenter@techcu.com.
Additional conditions and terms will apply, please contact the Credit Union for additional information.