Preferred Plus Level Relationship
Combined Deposit, Loan, and Investment Balances of $25,000 to $99,999.99
Level Benefits:
| |
Preferred Plus |
| Month-end combined Deposit, Loan, and Investment Balances |
$25,000 to $99,999.99 |
| Membership Share Savings Requirements |
No monthly fee
Minimum balance $25 (Par Value) |
| Basic Checking Requirements |
No monthly fee
No minimum balance
No direct deposit required |
| Interest Checking Requirements |
No monthly fee
No minimum balance requirement
No direct deposit required |
| Insured Investment Savings Requirements |
$6 monthly minimum balance fee—waived with minimum daily balance of $2,500 |
| Branch, Call-24 Phone Banking and Contact Center Transactions |
No charge |
| Verification of Deposit and Account Verification Letters |
$10 |
| Initial Financial Planning Consultation |
No Charge |
| Visa CheckCard Transactions/POS |
No Charge |
| Non-Tech CU ATM, Allpoint or CO-OP ATM Transactions |
No charge |
| Rebates on ATM Surcharges1 |
$1.50 rebated per surcharge up to a maximum of $10 per month |
| Daily ATM and POS Withdrawal Limits |
$750 ATM/POS |
| Daily VISA CheckCard Purchase Limits |
$7,500 |
| Overdraft Protection2 |
No charge |
| Bill Pay and Online Banking with Security Protection |
No charge |
| eStatements and eNotifications |
No charge |
| Money Orders and Official Checks |
No charge |
| Travelers Checks |
No charge |
| Travelers Checks for Two |
No charge |
| Relationship Rewards Loan Rate Discount3 |
Discount on Auto Loan, Home Equity and Personal Line of Credit |
| First Mortgage Closing Cost Discount |
Up to $250 |
| Check Orders |
Free Tech CU Logo Checks |
| Domestic Incoming and Outgoing Wire Transfers |
$20 for outgoing
$15 for incoming |
| Account Research |
$25 (minimum) per hour |
| NSF Fee4 |
$25—no maximum | |
1 Surcharge rebates are credited to your Tech CU checking account on the last day of each statement period.
2 If you do not have an overdraft protection source or if your overdraft source lacks funds, Tech CU can elect to pay items that would overdraw your account. NSF fees apply.
3 Everyday discounts are also available in addition to the special Relationship Rewards discounts. See a Tech CU representative for details.
4Fee change from $24 per NSF to $25 per NSF effective 2/15/2008.
Fees and charges are subject to change. See the Schedule of Fees & Charges brochure for fee information.