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Technology Credit Union
(408) 451-9111
(800) 553-0880
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Tech CU is working hard to keep your account data safe—learn more
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ABA/Routing Number: 121181976


Instructions for Electronic Transfers, Direct Deposit & Check Orders

To set up new electronic transfers (including direct deposit) either to or from your Tech CU checking or savings account, or to order checks from a company other than Tech CU, please provide the following:
  1. Technology Credit Union's Transit Routing Number (ABA #): 121181976
  2. 13-digit number comprised of your account code, account ID and member number formatted as follows:
    • First Digit: Account Code: 1 for share accounts, 2 for loans
    • Next 2 digits: Account ID
    • Last 10 digits: Membership number preceded by zeros


The diagram above illustrates the format of your account if you wanted to reference your Tech CU Checking account with an ID of 99 and your membership number is 999999.

Wire Transfer Instructions

See below for details on the information you will be required to provide to set up a wire transfer.

Domestic Wire Transfers—To Tech CU*
To RECEIVE funds to your Tech CU account from another financial institution within the U.S. you will need to supply the initiating institution with the following information:
  • Technology Credit Union's Address: PO Box 1409 San Jose, CA 95109 
  • Technology Credit Union's Transit Routing Number (ABA #): 121181976
  • Your account/member number (please see format above for proper 13-digit number format)

    Domestic Wire Transfers—From Tech CU*
    SEND** funds online from your Tech CU account to be deposited to another institution within the U.S.!

    Simply log into your Online Banking account, select  "Transfers" in the menu, and then click the "Wire Transfer" link. To complete the transaction, you will need to supply Tech CU with the following information:

  • The Name of the Receiving Institution
  • The Address of the Receiving Institution
  • The Beneficiary's Account Number
  • The Name of the Beneficiary
  • The Routing Transit or ABA Number assigned to the receiving institution
  • A Valid Picture I.D

Any Additional Information Needed to Successfully Complete the Transaction

International Wire Transfers—To Tech CU*
To RECEIVE funds to your Tech CU account from another financial institution outside the U.S., you will need to supply the initiating institution with the following information:

  • Originating Bank Instructions: The originating bank must wire the funds directly to their correspondent bank in the United States, and then the correspondent bank must wire the funds to Tech CU using the following information. 
  • Beneficiary Bank: Technology Credit Union, San Jose, CA
    ABA Routing/Transit number: 121181976
  • Final Credit: Your name and account/member number  (please see format above for proper 13-digit number format)

    International Wire Transfers—From Tech CU*
    SEND** funds online from your Tech CU account to be deposited to another institution outside the U.S.!

    Simply log into your Online Banking account, select "Transfers" in the menu, and then click the "Wire Transfer" link. To complete the transaction, you will need to supply Tech CU with the following information:

  • The Name of the Receiving Institution
  • The Address of the Receiving Institution
  • The Beneficiary's Account Number
  • The Name of the Beneficiary
  • The SWIFT Number assigned to the receiving institution (if available)
  • U.S. Intermediary Bank Information (if applicable)
  • A Valid Picture I.D.
  • Any Additional Information Needed to Successfully Complete the Transaction
    Wires submitted via Online Banking can be tracked and even duplicated for future use.

* Fees and charges are subject to change. See the Schedule of Fees & Charges brochure for fee information.

**Wire Transfer requests submitted through Online Banking before 12:00 p.m.  PST, will receive a confirmation call and if signed documents are received by 12:30 p.m. the wire will be processed the same day If a Wire Transfer is requested after 12:00 p.m PST it will process the following business day. You may visit any of our financial centers to place a same day wire transfer before 1 p.m. PST. Please see our wire transfer page in Online Banking for complete processing guidelines.