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  • Used Autos

    Used Auto Rates
    Term1 Minimum Loan Amount2 APR3 Example Payment per $10004
    66 months $5,000 2.24% - 12.74% $21.16
    72 months $15,000 3.24% - 13.74% $20.47

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    Find the Used Car You Want

    Get Pre-approved or Apply For a Tech CU Used Auto Loan

    • Up to 100% of Kelley Blue Book Retail Value on cars 5 years old or less (plus tax, license, document fees, and mechanical breakdown insurance or extended warranty insurance), on approved credit.
    • 100% of Kelley Blue Book Wholesale Value on older models, plus tax, license, document fees and MBI or extended warranty, on approved credit.


    Vehicle Loan Terms :
    1 Term applies to 2011 or newer vehicle models and mileage must be 30,000 miles or less. $15,000 minimum loan amount for 72 month financing.
    2 Maximum loan amount based on approved credit. Financing available on used vehicles (including fleet returned vehicles), excluding salvaged vehicles. Used Vehicles 5 years old or less: 100% of Kelley Blue Book Retail Value. Used Vehicles over 5 years old: 100% of Kelley Blue Book Wholesale Value. Plus tax, license, dealer preparation, documentary fees, and Mechanical Breakdown Insurance or Extended Warranty Insurance.
    3 Interest Rate will vary based on approved credit and amount of down payment.
    4 Payment per $1,000 is based on the highest interest rate with the maximum term.

    All loans require Tech CU membership, credit approval and you must meet security requirements.