Skip to main content Skip to site map
  • Reward Level Benefits

      Preferred  Preferred Plus  Premier 
    Combined Balances Less than $25,000 $25,000 to $99,999.99 $100,000 or more
    Membership Share Savings Requirements $3, waived with $100 minimum average daily balance or other Tech CU services No Monthly Fee
    Minimum Balance $25 (Par Value)
    No Monthly Fee
    Minimum Balance $25 (Par Value)
    Basic Checking Requirements No monthly fee
    No minimum balance
    No direct deposit required
    No monthly fee
    No minimum balance
    No direct deposit required
    No monthly fee
    No minimum balance
    No direct deposit required
    Interest Checking Requirements $6 monthly fee waived with $1,500 average daily balance in Interest Checking or $2,500 daily balance in Insured Investment Savings or direct deposit into Interest Checking No monthly fee
    No minimum balance requirement
    No direct deposit required
    No monthly fee
    No minimum balance requirement
    No direct deposit required
    Insured Investment Savings Requirements $6 monthly fee—waived with minimum daily balance of $2,500 $6 monthly fee—waived with minimum daily balance of $2,500 No monthly fee
    Branch, Call-24 Phone Banking and Contact Center Transactions No charge No charge No charge
    Verification of Deposit and Account Verification Letters $10 $10 $10
    Initial Financial Planning Consultation No Charge No Charge No Charge
    VISA® CheckCard Transactions/POS No Charge No Charge No Charge
    Non-Tech CU ATM Transactions 5 free per month ($1 per transaction thereafter) - CO-OP and Allpoint transactions excluded. ATM hosts impose their own fees No charge No charge
    Rebates on ATM Surcharges1 None Up to $1.50 rebated per surcharge imposed by the other institution, to a maximum rebate of $10 per month for the host’s ATM charge Receive the full surcharge amount imposed by the other institution, to a maximum rebate of $10.00 per month for the host’s ATM charge
    Daily ATM and POS Withdrawal Limits $500 ATM/POS $750 ATM/POS $1,000 ATM/POS
    Daily VISA® CheckCard Purchase Limits $5,000 $7,500 $10,000
    Overdraft Protection2 No charge No charge No charge
    Bill Pay and Online Banking with Security Protection No charge No charge No charge
    eStatements and eNotifications No charge No charge No charge
    Official Checks $5 (waived with $5,000 combined balances) No charge No charge
    Money Orders $5 No charge No charge
    Travelers Cheques $2 per $1,000 No charge No charge
    Travelers Cheques for Two $5 per $1,000 No charge No charge
    Check Orders Standard fee Free Tech CU Logo Checks (2 boxes per year) Free Tech CU Logo Checks (2 boxes per year)
    Domestic Incoming and Outgoing Wire Transfers $20 for outgoing
    $15 for incoming
    $20 for outgoing
    $15 for incoming
    No charge
    Account Research $25 per hour standard fee $25 per hour standard fee No charge
    NSF Fee $28—no maximum $28—no maximum $28—no maximum

     

    1 Surcharges are usage fees, applied by Tech CU for use of non Tech CU or Network (COOP or Allpoint) ATMs.  Non Network ATM providers may charge their own fees, which are not rebated.
    Surcharge rebates are credited to your Tech CU checking account on the last day of each statement period.

    2 No charge for transfers from a designated overdraft protection source.  If you do not have a designated overdraft protection source or if your overdraft source lacks funds, Tech CU can elect to pay items that would overdraw your account under our overdraft protection (courtesy pay) service. NSF fees apply. You need to opt in to use our overdraft protection service (courtesy pay) for your ATM and every day debit card transactions. 

    Fees and charges are subject to change. See the Schedule of Fees & Charges brochure for fee information.

     



  • Search for: