Your savings are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA).
Texas Checking Accounts
Everything you want in a checking account, and none of what you don’t want! Open your no-fee, no minimum checking account today!

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Convenient Checking Accounts
Keep life simple. All our checking accounts have no fees, no minimum to open, no maintenance charges, and they come with Visa® Debit Cards and over 85,000 fee-free ATMs. Tech CU checking accounts are easily accessible through Online and Mobile Banking.
Interest Checking
Keep at least $1,500 in your account, earn interest, and get all the other benefits of a Tech CU checking account.
Open Your AccountStudent Checking
No matter where you plan to go to college, get a Tech CU checking account for easy, convenient banking. Also available to those under 18.
Make an Appointment for Under 18 AccountCompare Accounts
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Checking Features & Forms
- Direct Deposit form
- More than 85,000 fee-free ATMs. Find one near you.
- Get a Visa® Debit Card
Virtual Branch
Meet with us from the comfort of your home or office in Tech CU’s Virtual Branch.
Choose The Checking Account That's Right For You
Tech CU offers three types of checking accounts to fit your financial lifestyle. All our checking accounts offer debit cards and are fee-free with no minimum balance or direct deposit requirement. If you can maintain a daily minimum average of $1,500 in your account, our Interest Checking Account allows you to accrue interest on your money.
|
Basic Checking |
Interest Checking |
Student Checking |
---|---|---|---|
Minimum Balance to Earn Dividends
|
Basic Checking N/A
|
Interest Checking $1,500.00
|
Student Checking N/A
|
Minimum Average Daily Balance to Avoid Monthly Maintenance Fee
|
Basic Checking No
|
Interest Checking No
|
Student Checking No
|
Monthly Minimum Balance Fee
|
Basic Checking No
|
Interest Checking No
|
Student Checking No
|
Fee Waivers
|
Basic Checking N/A
|
Interest Checking N/A
|
Student Checking N/A
|
Direct Deposit Requirements
|
Basic Checking No
|
Interest Checking No
|
Student Checking No
|
Convenient Nationwide ATM Access And Zero Fees
All Tech CU checking accounts offer access to over 85,000 ATMs nationwide.

Feel Good About Where You Put Your Money


Tech CU has a 5-star rating from Bauer Financial! This rating speaks to Tech CU’s strong financial position.

Profits returned to members as lower loan rates, low or no fees, outstanding service, and great member benefits.

We support our communities in the areas of Technology Access, STEAM Education, Financial Empowerment, and Health and Wellness. For the past nine years, we have been named a top philanthropic company in Silicon Valley!

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